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Flat-style digital illustration showing an ATM with a warning symbol and a 99% availability indicator, while a man and a woman on either side appear concerned about the machine’s reliability. Icons such as a clock, alert triangle, and speech bubble emphasize downtime and user frustration. The background is light beige with warm orange and cool blue tones, and a navy-blue bar at the bottom displays the blog title in bold white text: ‘ATM Availability: Why 99% Is Not Enough Anymore’.
Flat-style digital illustration showing an ATM with a warning symbol and a 99% availability indicator, while a man and a woman on either side appear concerned about the machine’s reliability. Icons such as a clock, alert triangle, and speech bubble emphasize downtime and user frustration. The background is light beige with warm orange and cool blue tones, and a navy-blue bar at the bottom displays the blog title in bold white text: ‘ATM Availability: Why 99% Is Not Enough Anymore’.
Flat-style digital illustration showing an ATM with a warning symbol and a 99% availability indicator, while a man and a woman on either side appear concerned about the machine’s reliability. Icons such as a clock, alert triangle, and speech bubble emphasize downtime and user frustration. The background is light beige with warm orange and cool blue tones, and a navy-blue bar at the bottom displays the blog title in bold white text: ‘ATM Availability: Why 99% Is Not Enough Anymore’.

In the world of self-service banking, “availability” is more than a technical metric. It’s a promise to customers: your ATM will work when they need it. Traditionally, a 99% availability rate has been considered good in many industries. For ATM networks, however, 99% uptime is increasingly insufficient—both for customer expectations and business outcomes.

Niklas Damhofer

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