The Digital Euro is becoming more concrete. In July 2026, the European Central Bank published version 0.91 of the planned rulebook. The European Parliament also gave the green light for negotiations with the Council on 9 July 2026. At the same time, the Eurosystem is working towards a pilot project in 2027. For banks, payment service providers, and operators of self-service infrastructure, this is a good time to assess the potential impact on existing systems and operating models.